31bets payments: deposit and withdrawal methods explained

• 31bets casino
• 31bets payments: deposit and withdrawal methods explained

Before you put any money into 31bets, it's worth knowing exactly how the cash side works – what you can pay with, what comes back out, and what it costs along the way. This page pulls together what the operator states in its own terms, so you're not left guessing when a withdrawal request sits in "pending" longer than you'd like.

What you can pay in with at 31bets

The accepted currencies at 31bets include EUR, CAD, NZD, CZK, ZAR and several others, alongside Bitcoin and other cryptocurrencies. For deposits, the operator names credit card, cryptocurrency and Skrill as funding options. The minimum deposit is €10 or the equivalent in your account currency – a low bar compared with plenty of operators that ask for €20 or more before you can even claim a welcome offer.

Maximum deposit amounts vary by payment method, and the terms don't spell out a fixed ceiling for card payments. One thing worth remembering: cryptocurrency deposits are exempt from deposit limits altogether, so if you're funding with crypto, the usual caps simply don't apply to you.

Good to know: deposits are credited promptly once confirmed, so there's no real waiting game on the way in. The friction, where there is any, sits on the way back out.

Getting money out of your account

Withdrawals at 31bets go out via credit card, bank transfer or cryptocurrency, plus Visa's Original Credit Transfer and Mastercard's Payment Transfer for card-based payouts. That's a narrower list than the deposit side – Skrill, for instance, funds an account but isn't listed as a way to get paid back, so don't expect a withdrawal to land back on an e-wallet just because you deposited with one.

The minimum withdrawal is €50 or the equivalent, and that's a threshold that catches out anyone hoping to cash out small free spin winnings quickly. Maximum withdrawal depends on the payment method, but the operator also runs a flat cap on top of that:

• €/$7,500 per week across the account
• €/$15,000 per month across the account
• Anything above the monthly figure may be paid out in instalments rather than in one go

In practice, if you land a genuinely large win, you're looking at more than one payment cycle to see all of it. That's a real limit and worth factoring in before you stake big on a single session.

How long a payout actually takes

31bets states that bank transfers typically take up to 3 business days, with cryptocurrency withdrawals generally clearing faster. Neither of these figures is a guarantee – they're the operator's own stated windows, and verification delays (more on that below) can push things back regardless of the method you've chosen.

There's also a maximum win limit to be aware of: the operator caps what it's obliged to pay out on any single bet or spin – including bonus rounds and free spins – at 100,000 EUR or the equivalent. Progressive jackpots are exempt from this cap, but everything else isn't, so a huge single-spin result beyond that figure won't be paid in full.

Here's the thing worth sitting with: a €7,500 weekly cap sounds generous until you're the player trying to clear a five-figure win in one go. Read the numbers before you need them, not after.

Where the wait actually comes from

A withdrawal isn't released the moment you ask for it. Deposited funds need to be wagered at least once before they're eligible for withdrawal – ask for money back before that happens, and 31bets reserves the right to run extended checks and refund the deposit minus a transaction fee of up to 20%. Bets placed at odds below 1.30 don't count towards that wagering requirement either, so a string of very safe bets won't tick the box.

Fees, caps and the currency you'll actually be paid in

Most of the costs here are conditional rather than blanket, but they're real when they apply:

1. Recovering crypto sent to the wrong deposit address costs 0.1 BTC on amounts over €5,000
2. Accounts left dormant for 12 months are charged €10 a month in administrative fees
3. Depositing or withdrawing via a third party's bank account, wallet or crypto address results in account termination and a 20% settlement fee deducted from the deposit
4. Withdrawing unwagered funds early risks that same up-to-20% deduction on the refund

None of these are hidden in fine print you'd never find – they're stated plainly in the terms – but they're easy to miss on a first read, and they're exactly the kind of detail that changes how you'd actually use the account.

Verifying who you are before you get paid

Verification, commonly called KYC, is mandatory before your first withdrawal clears. You'll be asked for a valid passport, photo driving licence or national ID card, and – if that document doesn't show your current address – a proof of address no older than six months, such as a utility bill or bank correspondence. In some cases, the operator may also request video verification or a phone call to confirm the account is really yours.

You get 30 days from the initial request to hand over what's asked, or the account faces restrictions. On its side, the operator's KYC team reviews uploaded documents within 24 hours. Withdrawals above €3,000 in a single day, or €9,000 across 90 days, automatically trigger a deeper level of checking – so larger cash-outs take longer almost by design, not because anything's gone wrong.

Responsible gambling and keeping control of your spending

None of the figures above matter much if the amounts involved start to feel out of hand. 31bets lets players set loss limits, disable deposits for a chosen period, request a time-out, or self-exclude for anywhere between 6 months and 5 years by contacting support. Treat those tools as genuinely useful, not a last resort.

If you want support outside the operator itself, GamCare runs the free, 24/7 National Gambling Helpline on 0808 8020 133, and BeGambleAware offers confidential advice at any hour. GamStop covers self-exclusion across licensed UK sites, and apps like Gamban or the free BetBlocker can restrict access at device level if you'd rather not rely on willpower alone. This content is aimed at adults 18+ only.

This page is for information and marketing purposes only. We are not a casino operator, a bookmaker or an organiser of gambling. Access to this content is restricted to persons aged 18 and over (18+). We encourage you to gamble responsibly – for free, confidential support visit BeGambleAware.org.